The PDA New Dentist Committee is pleased to offer "Mastering Financial Choices for Your Success as a New Dentist", a complimentary virtual webinar designed specifically for new dentists. This webinar will be presented by Dan Spickard and Matthew Binstock on November 12, 2024. from 7:00 PM - 8:30 PM. This webinar does not include CE credits. 

This program offers a sneak peek of a financial wellness series launching in January hosted by PDA. 

To register, please click here. 

Event Description:
Just like getting dressed has its dos and don'ts (think socks inside shoes and underwear tucked into pants), managing your finances comes with its set of right and wrong approaches. By grasping the proper order for financial decision-making, you can gain greater control, expand your choices, and enhance flexibility as you navigate your dental career. 

Comprehending your employment contract and the benefits your employer provides is essential for achieving financial success. This knowledge will not only shape your earnings but also influence your savings and your protection against uncontrollable risks. Often, workplace benefits are your best defense against these uncertainties. 

While student loans and debt may loom large and daunting, understanding your options and the implications of each choice can empower you to face the future with confidence. Clarity in this area will lead you to make informed decisions about your financial journey.

When it comes to cash flow, budgeting, and saving, there's a surprising lack of guidance, yet these are crucial aspects to master if you want to pave your way to success. We'll unveil the right and wrong ways to budget and explain why each method matters. You'll learn the ideal savings targets and rationale behind them. Most importantly, we'll show you how to simplify budgeting and saving, making it feel like less of a chore and more of an opportunity!

Learning Objectives:
1. Comprehend Employment Contracts and Benefits: Understand key components of employment contracts and workplace benefits to shape earnings and protect against financial risks.
2. Master Budgeting and Cash Flow Management: Learn effective budgeting techniques to manage cash flow, paving the way for financial success and security.
3. Navigate Student Loans and Debt Options: Analyze student loan and debt options to make informed decisions that empower your financial future.

Speaker Bios:
Daniel B. Spickard, CLTC® is a senior associate of Lifetime Financial Growth, LLC. He educates his clients in the areas of strategic planning, budgeting, cash flow management, insurance planning, investment planning, compensation & benefits issues. His passion for educating his clients to allow them to make well-informed financial decisions for themselves is what drives Daniel. He prides himself on the ability to take very complicated planning strategies and break them down into an easy to understand and actionable plan. 

In addition to working with his own clients, Daniel taught a personal finance class for a prestigious Pharmacy School in the Pittsburgh area. Daniel is a sought-after speaker for Universities, Professional Associations, Medical Programs and has been published in numerous financial publications.

Matt is a Financial Advisor and Director of Advanced Planning at Lifetime Financial Growth Company (LFG). LFG is a regional privately held wealth management firm with offices in 6 states and 9 major metropolitan cities in the mid-central United States. The firm ranks among the top financial services firms in the country, with over 230 Financial professionals, serving more than 67,000 clients. 

Matt was born and raised in Pittsburgh, Pennsylvania. He studied economics and finance at the University of Colorado at Boulder and while in school, he quickly discovered that the financial planning industry was going to be his future career. Upon graduation, Matt started his career working at Lifetime Financial Growth in Pittsburgh as a financial advisor. His love of the industry and his respect for the firm has kept him working with Lifetime Financial Growth his entire career. Although Matt is based out of Pittsburgh, he serves many clients across the country. 

Matt has developed a niche working with physicians & dentists to help them make some major financial decisions. Matt works to help them design and implement disability and life insurance strategies that their specialties and financial goals. He provides valuable debt elimination strategies to include student loans payoff. Matt stresses the importance of cash flow management and saving strategies that focus on tax mitigation and proper investment management. Helping fit all these pieces together seamlessly and efficiently is what Matt does best. 

Matt is regularly engaged in speaking to medical/dental schools, residencies, and associations.